HomeHDFC CREDIT CARD

HDFC CREDIT CARD

HDFC Bank Millennia Credit Card

HDFC Bank Millennia Credit Card
  • Joining Fee

    Rs. 1,000 + GST

  • Renewal Fee

    Rs. 1,000 + GST

  • Best Suited For

    Shopping

  • Reward Type

    Cashback

  • Welcome Benefits

    1,000 CashPoints as a Welcome Benefit.

  • 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato
  • 1% cashback on all other spends (except Fuel) including EMI & Wallet transactions
  • ₹1000 worth gift vouchers on spends of ₹1,00,000 and above in each calendar quarter
  • Upto 20% discount on partner restaurants via Swiggy Dineout
  • Monthly Salary 35000+
  • Credit Score 750+
  • Age 21-65
  • Joining Fee

    Rs. 2,500 + GST

  • Renewal Fee

    Rs. 2,500 + GST

  • Best Suited For

    Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    Welcome benefit of complimentary MMT Black Elite and Club Vistara Silver Tier membership on spending over Rs. 1 Lakh inside 90 days of getting the card issued

  • Complimentary Club Vistara Silver Tier and MMT Black Elite membership as Welcome benefits.
  • ₹ 1,500 worth vouchers on quarterly spends of Rs. 1.5 lakh
  • ₹ 5,000 worth flight vouchers on annual spends of Rs. 5 lakh and an additional voucher of Rs. 5000 on spends of Rs. 7.5 lakhs.
  • 5X Reward Points on spends at Marks & Spencer, Myntra, Nykaa & Reliance Digital!
  • Complimentary lounge access at over 1000 airports
  • 4 Reward Points on every Rs.150 spent (On retail* spends)
  •  
  • Monthly Salary 100000+
  • Credit Score 750+
  • Age 21-65
  • Joining Fee

    Rs. 500 + GST

  • Renewal Fee

    Rs. 500 + GST

  • Best Suited For

    Dining | Food

  • Reward Type

    Cashback

  • Welcome Benefits

    Complimentary 3-Month Swiggy One Membership

  • 10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie). 
  • 5% Cashback on online spends across online MCCs. 
  • 1% Cashback on other categories. 
  • Complimentary Swiggy One Membership for 3 months on card activation
  • Cardholder is eligible for welcome benefit on card activation
  • Monthly Salary 15000+
  • Credit Score 750+
  • Age 21-65
  • ITR 6 Lakh +
  • Joining Fee

    Rs. 1,499 + GST

  • Renewal Fee

    Rs. 1,499 + GST

  • Best Suited For

    Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    1,499 NeuCoins on Tata Neu App

  • 5% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands.

  • 1.5% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends

  • 1.5% back as NeuCoins on UPI spends (including spends on partner Tata Brands) – maximum of 500 NeuCoins per calendar month.

  • W.e.f. 01-Aug-24, earn up to 1.5% back as NeuCoins on eligible UPI spends

  • Monthly Salary 100000+
  • Credit Score 750+
  • Age 21-65
  • Joining Fee

    Rs. 499 + GST

  • Renewal Fee

    Rs.,499 + GST

  • Best Suited For

    Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    1,499 NeuCoins on Tata Neu App

    • 2% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands. 1% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends

    • 1% back as NeuCoins on UPI spends (including spends on partner Tata Brands) – maximum of 500 NeuCoins per calendar month.

    • W.e.f. 01-Aug-24, earn up to 1% back as NeuCoins on eligible UPI spends.
      – Earn 0.25% back as NeuCoins on eligible UPI spends (including spends on partner Tata Brands), this will be posted to your card account by the Bank.
      – Earn additional 0.75% back as NeuCoins on any eligible UPI payments by using Tata Neu UPI ID. Additional NeuCoins on Tata Neu UPI payments will be posted directly to your Tata Neu Account.

  • Monthly Salary 25000+
  • Credit Score 750+
  • Age 21-65
  • Joining Fee

    Rs. 500 + GST

  • Renewal Fee

    Rs. 500 + GST

  • Best Suited For

    Travel

  • Reward Type

    Reward Points

  • Welcome Benefits

    Amazon voucher worth Rs. 500 on making the first transaction within the first 30 days.

  • 5 Reward Point for every INR 100 spent on IRCTC ticketing website and Rail Connect App . 
  • 1 Reward Point for every INR 100 spent on all other spends .
  • Additional 5% cashback on train ticket bookings via HDFC Bank SmartBuy.
  • 8 complimentary access to select IRCTC Executive Lounges every year (2 per quarter). 
  • 1% Transaction charges waiver on transactions done on IRCTC ticketing website and Rail Connect App. (Maximum waiver of INR 1,000 per statement cycle)
  • Monthly Salary 25000+
  • Credit Score 750+
  • Age 21-60
  • ITR 6 Lakh +
  • Joining Fee

    Rs. 500 + GST

  • Renewal Fee

    Rs. 500 + GST

  • Best Suited For

    Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    500 CashPoints

  • 10X CashPoints on Amazon, BigBasket , Flipkart, Reliance Smart SuperStore & Swiggy
  • 5X CashPoints on EMI spends at merchant locations
  • 2 CashPoints per ₹150 spent on other spends ( Excluding fuel, wallets loads/prepaid card loads & voucher purchases )
  • Get ₹500 gift voucher on spends on ₹50,000 per calendar quarter
  • Upto 20% discount on partner restaurants via Swiggy Dineout
  • Monthly Salary 20000+
  • Credit Score 750+
  • Age 21-65
  • ITR 6 Lakh +
  • Joining Fee

    Rs. 3,000 + GST

  • Renewal Fee

    Rs. 3,000 + GST

  • Best Suited For

    Travel

  • Reward Type

    Reward Points

  • Welcome Benefits

    1 Free Night Award valid for 1 year at hotels participating in the Marriott Bonvoy program

  • 1 Free Night Award and 10 Elite Night Credits on first eligible spend transaction or fee levy on the card

  • Complimentary Marriott Bonvoy Silver Elite Status

  • Earn 8 Marriott Bonvoy Points per Rs. 150 spent at hotels participating in Marriott Bonvoy*

  • Earn 4 Marriott Bonvoy Points per Rs. 150 spent on travel, dining & entertainment*

  • Earn 2 Marriott Bonvoy Points per Rs. 150 spent on all other applicable purchases*

  • Complimentary Golf Access 2 per quarter across the world (Green Fee Waiver)

  • Monthly Salary 100000+
  • Credit Score 750+
  • Age 21-65
  • ITR 15 Lakh +
  • Joining Fee

    Rs. 10,000 + GST

  • Renewal Fee

    Rs. 10,000 + GST

  • Best Suited For

    Travel | Dining | Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    Complimentary Membership of Club Marriott, Swiggy One and Amazon Prime (On Spends of Rs. 1.5 Lakh Within 90 Days of Card Issuance)

  • Metal Card
  • Unlimited Airport Lounge Access
  • 6 Complimentary Golf games every quarter across the finest courses in the world
  • Complimentary Annual memberships of Club Marriott, Amazon Prime, Swiggy One as Welcome Benefit
  • 10,000 Bonus Reward Points on spends of ₹ 4 lakh every calendar quarter
  • 2X Reward Points on Weekend Dining
  • 5 Reward Points for every ₹ 150 spent
  • Up to 10X Reward Points via SmartBuy:
  • Monthly Salary 175000+
  • Credit Score 750+
  • Age 21-65
  • ITR 21 Lakh +
  • Joining Fee

    Rs. 12,500 + GST

  • Renewal Fee

    Rs. 12,500 + GST

  • Best Suited For

    Travel | Dining | Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    Welcome bonus of 12,500 Reward Points and complimentary Club Marriott membership for the first year offering 20% discounts on dining and stay in the Asia-Pacific region.

  • Metallic Card
  • Complimentary nights & buffet at participating ITC hotels
  • Complimentary Club Marriott membership for first year
  • Unlimited airport lounge access across the globe for Primary and Add-on member
  • 5 Reward Points for every ₹ 150 spent
  • Global Personal Concierge -24 X 7
  • only pre approved customer
  • Joining Fee

    Rs. 10,000 + GST

  • Renewal Fee

    Rs. 10,000 + GST

  • Best Suited For

    Travel | Dining | Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    Get complimentary annual membership of Forbes, Club Marriott, Times Prime, MMT Black, Amazon Prime, and Swiggy One (3 Months) on spending Rs. 1,50,000 or more in the first 90 days of card issuance

  • Complimentary Annual memberships of Club Marriott, Times Prime, Amazon Prime, Swiggy One (3 months) and MMT BLACK   
  • Complimentary Ola cabs | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 80,000 every month
  • 5 Reward Points for every Rs 150 spent
  • Up to 10X Reward Points via SmartBuy and 2X on weekend dining
  • Complimentary Golf games across the finest courses in the world ( 6 per quarter)                              
  • Monthly Salary 175000+
  • Credit Score 750+
  • Age 21-65
  • ITR 21 Lakh +
  • Joining Fee

    Rs. 2,500 + GST

  • Renewal Fee

    Rs. 2,500 + GST

  • Best Suited For

    Movies | Travel | Food

  • Reward Type

    Reward Points

  • Welcome Benefits

    Complimentary Membership of Swiggy One & Times Prime

  • ‘Buy 1 Get 1 Free’ on movie/non-movie weekend tickets via BookMyShow
  • 5X Reward Points on Swiggy and Zomato
  • Complimentary Annual Memberships of Swiggy One and Times Prime as Welcome Benefit
  • ₹ 1,500 worth Marriott, Decathlon & more vouchers on quarterly spends of Rs. 1.5 lakh
  • 2 Complimentary Airport lounge access every calendar quarter worldwide
  • 4 Reward Points for every ₹ 150 spent
  • Monthly Salary 70000+
  • Credit Score 750+
  • Age 21-65
  • ITR 8.5 Lakh +
  • Joining Fee

    Rs. 500 + GST

  • Renewal Fee

    Rs. 500 + GST

  • Best Suited For

    Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    500 CashPoints

  • 10X CashPoints on your favourite merchants – Big Basket, BookMyshow, OYO, Swiggy & Uber  ( Maximum of 2,500 CashPoints can be earned in a calendar month )
  • 5X CashPoints on EMI spends at merchant locations ( Maximum of 2,500 CashPoints can be earned in a calendar month )
  • 1 CashPoint for every Rs.150  on other spends ( Excluding fuel, Wallet / Prepaid Card loads or Voucher Purchases ) 
  • Upto 20% discount on partner restaurants via Swiggy Dineout
  • Monthly Salary 12000+
  • Credit Score 750+
  • Age 21-65
  • ITR 2 Lakh +
  • Joining Fee

    Rs. 1,500 + GST

  • Renewal Fee

    Rs. 1,500 + GST

  • Best Suited For

    Travel

  • Reward Type

    Reward Points

  • Welcome Benefits

    One complimentary flight ticket worth Rs. 3000 and 6E Prime Add-On.

  • 5 6E Rewards per Rs.100 Spends on flights booking on IndiGo App/Website
  • 3 6E Rewards per Rs.100 Spends on Grocery, Dining & Entertainment 
  • 2 6E Rewards per Rs.100 on all other spends*
  • 8 complimentary domestic airport lounge accesses per year (2 per quarter)
  • Discounted Convenience Fee on IndiGo tickets-Rs.150 per pax
  • 6E Rewards will be posted in the Indigo account in upto 90 days from the date of

  • Monthly Salary 120000+
  • Credit Score 750+
  • Age 21-65
  • ITR 14.4 Lakh +
  • Joining Fee

    Rs. 500 + GST

  • Renewal Fee

    Rs. 500 + GST

  • Best Suited For

    Fuel

  • Reward Type

    Reward Points

  • Welcome Benefits

    NA

  • Earn up to 50 Litres of Free fuel annually 
  • Earn 5% of your spends as Fuel Points at IndianOil outlets (Applicable on card swipes, Max 250 Fuel Points per month in first 6 months, Max 150 Fuel Points post 6 months from card issuance)   
  • Earn 5% of your spends as Fuel Points on Groceries and Bill Payments (applicable on POS and Ecomm transactions) (Max 100 Fuel Points per month on each category)                                 
  • Earn 1 Fuel Point for every ₹150 spent on all other purchases
  • Monthly Salary 10000+
  • Credit Score 750+
  • Age 21-65
  • ITR 6 Lakh +
  • Joining Fee

    Rs. 2,500 + GST

  • Renewal Fee

    Rs. 2,500 + GST

  • Best Suited For

    Movies | Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    Annual Membership of Swiggy One and Times Now. Harley Vouchers Worth Rs. 750

  • Buy 1 Get 1 Free’ on all weekend show tickets via BookMyShow

    5X Reward Points on Swiggy and Zomato

    Annual memberships of Swiggy One & Times Prime plus a Gift Card by Harley-Davidson worth ₹750 as a Welcome Benefit

    ₹ 1,500 worth Marriott, Decathlon & more vouchers on quarterly spends of ₹ 1.5 lakh

    2 Complimentary Airport lounge access every calendar quarter worldwide

    4 Reward Points for every ₹ 150 spen

  • Monthly Salary 70000+
  • Credit Score 750+
  • Age 21-65
  • ITR 8.4 Lakh +
  • Joining Fee

    Rs. 10,000 + GST

  • Renewal Fee

    Rs. 10,000 + GST

  • Best Suited For

    Shopping | Food

  • Reward Type

    Reward Points

  • Welcome Benefits

    Annual Membership of Swiggy One, Club Marriott, Amazon Prime, and MMT Black. Harley Vouchers Worth Rs. 2,50

  • Swiggy One membership of 3 months, annual memberships of Club Marriott, MMT Black, Amazon Prime, & Forbes and Gift Card by Harley-Davidson worth ₹2500 as a Welcome Benefit
  • Complimentary Ola cabs | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over ₹ 80,000 every month
  • 10X Reward Points on purchase of Harley-Davidson merchandise and services from authorised Harley-Davidson dealers
  • 5 Reward Points for every Rs 150 spent
  • Up to 10X Reward Points via SmartBuy and 2X on weekend dining
  • Monthly Salary 175000+
  • Credit Score 750+
  • Age 21-65
  • ITR 21 Lakh +
  • Joining Fee

    Rs. 99 + GST

  • Renewal Fee

    Rs. 99 + GST

  • Best Suited For

    Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    NA

  • 3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. (Maximum of 500 Points can be earned in a calendar month)
  • 2% Cashpoints on Utility spends (Maximum of 500 Points can be earned in a calendar month)
  • 1% Cashpoints on other spends (Excluding Rent, Wallet loads, EMI, Fuel, Insurance Payments & Government categories) (Maximum of 500 Points can be earned in a calendar month)
  • Joining Fee

    Rs. 500 + GST

  • Renewal Fee

    Rs. 500 + GST

  • Best Suited For

    Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    500 CashPoints

  • 5% CashBack on Amazon, Flipkart, Flight & Hotel bookings on shopping via PayZapp and SmartBuy (minimum transaction size of ₹2000, Max ₹1000 CashBack per calendar month in first 6 months, Max ₹ 750 CashBack post 6 months from card issuance)
  • 2.5% CashBack on all online spends (minimum transaction size of ₹2000, maximum CashBack = ₹750 / calendar month)
  • 1% CashBack on all offline spends and Wallet reloads (Minimum transaction size of ₹100, maximum CashBack = ₹750 / calendar month)
  • All transactions of ₹10,000 and above will be auto converted to EasyEMI for 9 months (Processing Fee of ₹99 + GST and ROI of 1.67% per month will be levied).
  • Monthly Salary 20000+
  • Credit Score 750+
  • Age 21-65
  • ITR 6 Lakh +
  • Joining Fee

    Rs. 500 + GST

  • Renewal Fee

    Rs. 500 + GST

  • Best Suited For

    Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    A free wellness package from Thyrocare.

  • Earn 3 reward points for every Rs 150 you spend

    Get 50% more reward points on dining and grocery expenses

    Redeem reward points for exclusive gifts and offer

  • Monthly Salary 15000+
  • Credit Score 750+
  • Age 21-65
  • ITR 6 Lakh +
  • Joining Fee

    Rs. 500 + GST

  • Renewal Fee

    Rs. 500 + GST

  • Best Suited For

    Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    NA

  • Get 5% monthly cashback when you book tickets through IRCTC
  • Enjoy savings with 5% monthly cashback  on Fuel expenses.
  • Get 1% surcharge waiver and save upto Rs. 250 in every billing cycle  (Min transaction of Rs. 400)
  • Enjoy savings with 5% monthly cashback  on spends on Groceries 
  • Enjoy savings with 5% monthly cashback  on Bill Payment and Mobile recharge through your Bharat Credit Card
  • Monthly Salary 12000+
  • Credit Score 750+
  • Age 21-65
  • ITR 2 Lakh +
  • Joining Fee

    Rs. 1,000 + GST

  • Renewal Fee

    Rs. 1,000 + GST

  • Best Suited For

    Travel | Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    1,000 Reward Points on payment of the annual fee.

  • You earn 4 reward points on Rs. 150, on all retail* spends including Insurance, Utilities, and Education.
  • Earn 5,000 Reward Points on annual spends of Rs. 3,00,000 or more in each anniversary year*
  • Earn additional  2,500 Reward Points on annual spends of Rs. 6,00,000 or more in each anniversary year*
  • Monthly Salary 120000+
  • Credit Score 750+
  • Age 21-65
  • ITR 12 Lakh +
  • Joining Fee

    Rs. 2,500 + GST

  • Renewal Fee

    Rs. 2,500 + GST

  • Best Suited For

    Travel

  • Reward Type

    Reward Points

  • Welcome Benefits

    Welcome benefit: 2,500 reward points Renewal benefit: 2,500 reward points

  • Earn 4 reward points for every Rs 150 you spend

    Redeem points for excusive gifts from the rewards catalogue

    For flight and hotel bookings, Diners Privilege/ Diners ClubMiles/ Diners Premium/ Diners Rewardz card members can redeem upto maximum of 70% of booking value through Reward Points. Rest will have to be paid via Credit Card

  • Monthly Salary 60000+
  • Credit Score 750+
  • Age 21-65
  • ITR 7.2 Lakh +
  • Joining Fee

    Rs. 500 + GST

  • Renewal Fee

    Rs. 500 + GST

  • Best Suited For

    Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    500 CashPoints

  • Relax in 1000+ leading lounges across the world with complimentary access six times a year through our exclusive lounge program

  • Get 15% discount and other benefits at some of the finest restaurants
  • Earn 4 Reward Points for every ₹150 spent
  • Air Accident Cover of ₹1 Crore

  • Emergency Medical Expenses Cover of up to ₹25 Lakh

  • Credit Liability Cover of up to ₹9 Lakh

  • Travel Insurance Cover of up to ₹50,000 on baggage delay/loss

  • Monthly Salary 30000+
  • Credit Score 750+
  • Age 21-65
  • ITR 3.6 Lakh +
  • Joining Fee

    Rs. 1,000 + GST

  • Renewal Fee

    Rs. 1,000 + GST

  • Best Suited For

    Travel

  • Reward Type

    Reward Points

  • Welcome Benefits

    1,000 Reward Points

  • Earn 3 reward points for every ₹ 150 you spend

  • Earn upto 5% cashback for spends via SmartBuy

  • Redeem points for excusive gifts from the rewards catalogue

  • For flight and hotel bookings, Diners Privilege/ Diners ClubMiles/ Diners Premium/ Diners Rewardz card members can redeem upto maximum of 70% of booking value through Reward Points. Rest will have to be paid via Credit Card

  • Monthly Salary 30000+
  • Credit Score 750+
  • Age 21-65
  • ITR 3.6 Lakh +
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