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AMERICAN EXPRESS CC

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American Express SmartEarn Credit Card
  • Joining Fee

    Rs. 495 + GST

  • Renewal Fee

    Rs. 495 + GST

  • Best Suited For

    Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    Rs. 500 cashback as a Welcome Gift on eligible spends1 of Rs. 10,000 in the first 90 days of Cardmembership

  • Earn Accelerated Membership Rewards® points2 when you spend on Amazon, Flipkart, Uber, BookMyShow, Zomato, and many more.

  • Earn vouchers worth ₹500 upon reaching the spend milestones of ₹1.20 lacs, ₹1.80 lacs, and ₹2.40 lacs respectively in a Cardmembership year.
  • Get a renewal fee waiver on eligible spends3 of Rs.40,000 and above in the previous year of Cardmembership
  • Personal Annual Income of INR 4.5 lakhs and above or Self Employed with a Personal Annual Income of INR 6 lakhs and above
  • I am over 18 years of age
  • I have a good credit history and no payment defaults
  • Joining Fee

    Rs. 60,000 + GST

  • Renewal Fee

    Rs. 60,000 + GST

  • Best Suited For

    Travel | Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    SeleQtions, Taj, and Vivanta Hotels Vouchers Worth Rs. 45,000. 10,000 Referral Bonus Membership Rewards Points

  • Get 3X Membership Reward points on everything, every time you spend abroad.
  • Also earn 1 Membership Reward points for every INR 40 spent with your Card
  • The best part? Your points never expire.
  • TRAVEL WORLDWIDE WITH OUR LARGE COLLECTION AND AIRLINE DEAL

  • GET EXCLUSIVE STAY BENEFITS UP TO INR 44,300

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  • I am over 18 years of age
  • I have a good credit history and no payment defaults
  • I am Employed and have a Personal Annual Income of INR 25 lakhs and above or Self Employed with a Personal Annual Income of INR 15 lakhs and above
  • Joining Fee

    Rs. 3,500 + GST

  • Renewal Fee

    Rs. 5,000 + GST

  • Best Suited For

    Travel

  • Reward Type

    Reward Points

  • Welcome Benefits

    10,000 Membership Rewards Points

  • Spend Rs. 1.90 lacs in a Cardmembership year and get 15,000 Membership Rewards points redeemable for Flipkart vouchers or Pay With points option in Amex Travel Online worth Rs. 4,500
  • Spend Rs. 4 lacs in a Cardmembership year and additionally get 25,000 Membership Rewards points redeemable for Flipkart vouchers or Pay With Points option in Amex Travel Online worth Rs. 7,500.
    Also get a voucher worth Rs. 10,000 (non-transferable) from the Taj Group
  • Enjoy 8 complimentary visits per year (limited to 2 complimentary visit per quarter) to airport lounges across India
     
  • I am over 18 years of age
  • I have an Indian or multinational bank’s savings or current account in India
  • I have a good credit history and no payment defaults
  • I have a personal annual income of Rs. 6 Lacs or above (for both Salaried, Self Employed)
  • I have a permanent residential address in India
  • If self-employed: My company has been trading for more than 12 months.
  • Joining Fee

    Rs. 10,000 + GST

  • Renewal Fee

    Rs. 10,000 + GST

  • Best Suited For

    Travel | Dining | Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    11,000 bonus Membership Rewards Points on a minimum expenditure of Rs. 30,000 within 90 days of card issuance.

  • Relax luxuriously in some of the best airport lounges where you can take a moment to rest and enjoy a gourmet meal
  • Avail complimentary* access (limited to 3/quarter) to airport lounges across India
  • Enroll and get monthly vouchers worth Rs. 1,000 per month on a monthly spend of Rs 50,000*, which you can redeem across a host of India’s most popular brands
  • Spend Rs. 10 Lacs in a membership year and get your Renewal Fee waived off*
  • Enjoy two complimentary* access/month to leading golf courses across India on spending Rs 50,000* in a Calendar month
  • Enjoy complimentary* Priority Pass membership, with $99 annual fee waived off and avail 2 complementary* access to 1400+ lounges every year
  • Complimentary* membership to Accor Plus Traveller, Taj Epicure, and Eazy Diner Prime
  • I am over 18 years of age
  • I have an Indian or multinational bank’s savings or current account in India
  • I have a good credit history and no payment defaults
  • I have a personal annual income of Rs. 6 Lacs and above (for both Salaried, Self Employed
  • I have a current/permanent residential address in India
  • If self-employed: My company has been trading for more than 12 months
  • Joining Fee

    ₹1,000 + GST

  • Renewal Fee

    ₹4,500 + GST

  • Best Suited For

    Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    Welcome benefit of 4,000 Bonus Membership RPs can be availed on settling the joining fee of Rs. 1,000 and spending of Rs 15,000 within the first 90 days of the card issuance.

  • Earn 1,000 Bonus Membership Rewards Points for simply using your Card 4 times on transactions of Rs. 1,500 and above every calendar month
  • Earn an additional 1,000 Membership Rewards points simply by spending INR 20,000 or more in a calendar month. This is an enrollment based benefit.
  • Get any one of the fabulous reward options from the stunning new 18 and 24 Karat Gold Collection, specially chosen for you like:
    • Taj voucher worth Rs. 14,000.
    • Amazon voucher worth Rs. 8,000.
    • Flipkart voucher worth Rs. 8,000.
  • I have a Personal Annual Income of Rs. 6 Lakhs and above (in case of Self Employed or Salaried).
  • I am over 18 years of age
  • I have an Indian or multinational bank’s savings or current account in India
  • I have a good credit history and no payment defaults
  • I have a current/permanent residential address in India
  • If self-employed: My company has been trading for more than 12 months
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