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AU SMALL FINANCE

AU Bank LIT Credit Card

au lit
  • Joining Fee

    Nil

  • Renewal Fee

    Nil

  • Best Suited For

    Movies | Travel | Dining | Fuel | Shopping

  • Reward Type

    Reward Point

  • Welcome Benefits

    N/A

  • 10X or 5X reward points on all online domestic & international retail transactions
  • 10X or 5X reward points on all POS & contactless offline domestic & international transactions
  • 1 Reward Point per Rs. 100 spent on utility spends (Up to 100 reward points per transaction)
  • 1 Reward Point per Rs. 100 on other spends, including insurance
  • Cardholders can earn a maximum of 25,000 reward points in a statement cycle, excluding utility spends
  • 1 Reward Point = Re. 0.25, redeemed through rewards catalogue
  •  
  • Monthly Income Rs. 25,000
  • Cibil Score 700 +
  • Age 21-60
  • Joining Fee

    Rs. 199 + GST

  • Renewal Fee

    Rs. 199 + GST

  • Best Suited For

    Shopping

  • Reward Type

    Cashback

  • Welcome Benefits

    Get 5% cashback when you spend Rs.2,500 within first 60 days of card setup.

  • Get 5% cashback when you spend Rs.2,500 within first 60 days of card setup.
  • Get 2% cashback on utility bills payments. (Maximum cashback is Rs.50 per statement cycle)
  • Get 1% waiver on the fuel surcharge when you use the AU Bank Altura Credit Card to buy fuel at any fuel station in India.
  • Get additional Rs.50 cashback when you spend Rs.10,000 in every statement cycle.
  • Get 2% cashback on grocery and departmental stores.
  • Monthly Income Rs. 30,000
  • Cibil Score 750 +
  • Age 21-60
  • Joining Fee

    Rs. 499 + GST

  • Renewal Fee

    Rs. 499 + GST

  • Best Suited For

    Shopping

  • Reward Type

    Cashback

  • Welcome Benefits

    N/A

  • 1.5% Cashback on all POS retail spends done at merchant outlets.
  • 2 reward points per Rs. 100 spent on your online transactions
  • 500 Bonus Reward Points when you do Rs.20,000 retail spends or more in a calendar month.
  •  2 complimentary lounge access per calendar quarter using the AU Altura Plus Credit Card at railway stations in Kolkata (Sealdah), New Delhi, Jaipur, Ahmedabad, Madurai, and Agra.
  • 1% fuel surcharge waiver for transactions done between Rs. 400 and Rs. 5,000 across all petrol pumps in the country.
  • Monthly Income Rs. 25,000
  • Cibil Score 750 +
  • Age 21-60
  • Joining Fee

    Rs. 7,999 + GST

  • Renewal Fee

    Rs. 7,999 + GST

  • Best Suited For

    Travel | Dining | Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    Rs. 1,000 worth of Vouchers after the first POS transaction, 10,000 Bonus RPs on spending Rs. 1 Lakh. Each welcome benefit would be applicable for retail spends made within sixty of card set-up.

  • 20 Reward Points for every  Rs.100 retail spent on Dining at standalone restaurants
  • 10 Reward Points for every Rs.100 retail spent on International transactions, Grocery, and Departmental stores
  • 5 Reward Points for every  Rs.100 retail spends done across all other merchant categories
  •  2,500 bonus reward points upon completing a retail transaction on your birthday.
  • Complimentary lounge access in India and abroad at 1000+ airport lounges
  • 2 complimentary lounge visits per calendar quarter, using Priority Pass at all participating lounges
  • 4 complimentary domestic lounge visits per calendar quarter using your Zenith VISA Card
  • 2 complimentary lounge access per calendar quarter using the Zenith Credit Card at railway stations in Kolkata (Sealdah), New Delhi, Jaipur, Ahemdabad, Madurai, and Agra.
  • 2 complimentary lounge access per calendar quarter using the Zenith Credit Card at railway station
  • Monthly Income Rs. 25,000
  • Cibil Score 750 +
  • Age 21-60
  • Joining Fee

    Rs. 2,999 + GST

  • Renewal Fee

    Rs. 2,999 + GST

  • Best Suited For

    Travel | Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    Get vouchers worth Rs.2,000 (from partner brands) when you spend Rs.30,000 within the first 60 days of the credit card being set up.

  • 4 Reward Points per INR 100 retail spends* done on Grocery & Departmental store.
  • 2 Reward Points per INR 100 retail spends* done across all other merchant categories.
  • 1 Reward Point per INR 100 retail spends done on Insurance and Utility & Telecom categories.
  • Earn 1,000 Bonus Reward Points on completing one retail transaction on your birthday.
  • 1 complimentary lounge access per calendar quarter within India, using your VISA Card.
  • 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations.
  • Monthly Income Rs. 25,000
  • Cibil Score 750 +
  • Age 21-60
  • Joining Fee

    Rs. 4999 + GST

  • Renewal Fee

    Rs. 4999 + GST

  • Best Suited For

    Travel | Dining | Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    Gift voucher worth Rs. 5000 from Taj Hotels, Tata Cliq, Michael Kors, or other luxury brands. Customers can even opt for 5000 RPs as welcome benefit.

  • Earn 2 Reward Points for every INR 100 spent on travel, dining, and international spends.
  • Earn 1 Reward Point per INR 100 on retail spends across all merchant categories.
  • Value of 1 Reward Point is INR 1
  • Airport Meet & Assist
  • LOUNGE IN LUXURY & TRAVEL IN COMFORT
  • Monthly Income Rs. 25,000
  • Cibil Score 750 +
  • Age 21-60
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