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Best Credit Cards

AU Bank LIT Credit Card

au-bank-lit-credit-card
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Best Credit Cards

  • Joining Fee

    NIL

  • Renewal Fee

    Nil

  • Best Suited For

    Movies | Travel | Dining | Fuel | Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    N/A

• 10X or 5X Reward Points on all online domestic & international retail transactions
• 10X or 5X Reward Points on all POS & Contactless offline domestic & international transactions
• 1% fuel surcharge waiver on all transactions between INR 400 to INR 5,000
• Earn 5% cashback 3 times over a 90 days’ period.
• 5% cashback for retail spends in addition to 1 Reward Point per INR 100 spent.
• Minimum retail spends of INR 7,500 & max. cashback of INR 500 over a 30 day period.
• Earn 2% cashback 3 times over a 90 days’ period.
• 2% cashback for retail spends in addition to 1 Reward Point per INR 100 spent.
• Minimum retail spends of INR 10,000 & max. cashback of INR 1,000 over a 30 days period.

HDFC Bank Millennia Credit Card

HDFC Bank Millennia Credit Card
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Best Credit Cards

  • Joining Fee

    Rs. 1,000 + GST

  • Renewal Fee

    Rs. 1,000 + GST

  • Best Suited For

    Shopping

  • Reward Type

    Cashback

  • Welcome Benefits

    1000 Cashpoint as a Welcome Benefit

  • 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato
  • 1% cashback on all other spends (except Fuel) including EMI & Wallet transactions
  • ₹1000 worth gift vouchers on spends of ₹1,00,000 and above in each calendar quarter
  • Upto 20% discount on partner restaurants via Swiggy Dineout

IDFC FIRST Millennia Credit Card

IDFC FIRST Millennia Credit Card
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Best Credit Cards

  • Joining Fee

    Nil

  • Renewal Fee

    Nil

  • Best Suited For

    Movies | Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    5% cashback on your first EMI purchase up to Rs. 1,000, plus an extra Rs. 500 in welcome gift cards when you spend Rs. 5,000 within 30 days of the card's creation

  • 10X Reward Points on incremental spends above ₹20,000 per month and spends done on your birthday
  • 3X  Reward Points on applicable online & offline purchases for spends up to ₹20,000 per month

  • Unlimited Reward points that never expire

  • Use Reward points to instantly pay for online or in-store purchases

  • 1X Reward Points on Insurance premium payments and Utility bill payments

Cashback SBI Credit Card

Cashback SBI Credit Card
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Best Credit Cards

  • Joining Fee

    Rs. 999 + GST

  • Renewal Fee

    Rs. 999 + GST

  • Best Suited For

    Shopping | Food

  • Reward Type

    Cashback

  • Welcome Benefits

    N/A

  • 5% Cashback on online* spends without any merchant restriction
  • 1% Cashback on offline* spends
  • 1% Fuel Surcharge Waiver across all petrol pumps in India
  • Reversal of Renewal Fee on annual spends of Rs.2 Lakh

HDFC Bank Regalia Gold Credit Card

RG-Card Facia
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Best Credit Cards

  • Joining Fee

    Rs. 2,500 + GST

  • Renewal Fee

    Rs. 2,500 + GST

  • Best Suited For

    Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    Free MMT Black Elite and Club Vistara Silver Tier membership is a welcome perk for spending more than Rs. 1 lakh during the first 90 days of the card's issuance.

  • Complimentary Club Vistara Silver Tier and MMT Black Elite membership as Welcome benefits.
  • ₹ 1,500 worth vouchers on quarterly spends of Rs. 1.5 lakh
  • ₹ 5,000 worth flight vouchers on annual spends of Rs. 5 lakh and an additional voucher of Rs. 5000 on spends of Rs. 7.5 lakhs.
  • 5X Reward Points on spends at Marks & Spencer, Myntra, Nykaa & Reliance Digital!
  • Complimentary lounge access at over 1000 airports
  • 4 Reward Points on every Rs.150 spent (On retail* spends)

IndusInd Legend Credit Card

IndusInd-Bank-Legend-Credit-Card
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Best Credit Cards

  • Joining Fee

    Nil

  • Renewal Fee

    Nil

  • Best Suited For

    Travel | Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    N/A

  • 1 reward point for every Rs. 100 spent on weekdays
  • 2 reward points for every Rs. 100 spent on weekends
  • 4000 bonus reward points on spending Rs. 6 lacs or more in a year
  • Benefit of Discounted Foreign Currency Mark up at 1.8% on foreign currency transactions done on your Primary & Add-on card
  • Fuel surcharge waiver

Indian Oil Axis Bank RuPay Credit Card

Indian Oil Axis Bank RuPay Credit Card
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Best Credit Cards

  • Joining Fee

    Rs. 500 + GST

  • Renewal Fee

    Rs. 500 + GST

  • Best Suited For

    Fuel | Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    100% cashback (up to Rs. 250) on the first fuel transaction made within 30 days of card issuance.

  • Accelerated reward points on fuel purchases at Indian Oil Corporation fuel pumps.
  • A welcome benefit of a cashback of up to Rs.250 on all fuel expenses made within 30 days of card issuance.
  • Accelerated reward points on shopping expenses.
  • Fuel surcharge waiver on all your fuel expenses.
  • Annual fee waiver if your expenses cross Rs.50,000 in a year.
  • Discounts on movie ticket purchases.

Axis Bank Atlas Credit Card

Axis Bank Atlas Credit Card
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Best Credit Cards

  • Joining Fee

    Rs. 5,000 + GST

  • Renewal Fee

    Rs. 5,000 + GST

  • Best Suited For

    Travel

  • Reward Type

    Reward Points

  • Welcome Benefits

    2,500 Edge Miles on Completing 1 Transaction Within 37 Days of Card Issuance

  • Axis ATLAS offers 2,500 bonus EDGE Miles as card activation benefit on making the first transaction within 37 days of card setup.

    At a joining fee of Rs. 5,000, this turns out to be a decent benefit, as the miles can be redeemed in the ratio of 1:1. Unlike many other credit cards, there is no minimum spend based criteria here.

    Axis Atlas Credit Card offers EDGE Miles in place of reward points. Cardholders can earn miles in the following ways:

    • 2 EDGE Miles per Rs. 100 spent across all categories
    • 2 EDGE Miles per Rs. 100 spent across monthly travel spends above Rs. 2 Lakh
    • 5 EDGE Miles per Rs. 100 spent on monthly travel spends up to Rs. 2 Lakh

HDFC Bank INFINIA Metal Credit Card

HDFC Bank INFINIA Metal Credit Card
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Best Credit Cards

  • Joining Fee

    Rs. 12,500 + GST

  • Renewal Fee

    Rs. 12,500 + GST

  • Best Suited For

    Travel | Dining | Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    Welcome bonus of 12,500 Reward Points and complimentary Club Marriott membership for the first year offering 20% discounts on dining and stay in the Asia-Pacific region.

    • Metallic Card
    • Complimentary nights & buffet at participating ITC hotels
    • Complimentary Club Marriott membership for first year
    • Unlimited airport lounge access across the globe for Primary and Add-on member
    • 5 Reward Points for every ₹ 150 spent
    • Global Personal Concierge -24 X 7

Axis Bank Magnus Credit Card

axis-bank-magnus-c
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Best Credit Cards

  • Joining Fee

    Rs. 12,500 + GST

  • Renewal Fee

    Rs. 12,500 + GST

  • Best Suited For

    Travel | Dining | Shopping

  • Reward Type

    Reward Points

  • Welcome Benefits

    Choose a gift voucher worth Rs. 12,500 from any one of Luxe, Yatra, or Postcard Hotels

    • Axis Magnus Credit Card charges a joining fee of Rs. 12,500 + GST and reverses the same in the form of Luxe gift card/ The Postcard Hotels/ Yatra voucher worth Rs. 12,500 on making the first transaction within 30 days from card issuance.
    • 12 EDGE reward points on every Rs. 200 spent on cumulative monthly spends of up to Rs. 1.5 Lakh
    • 35 EDGE reward points per Rs. 200 spent above cumulative monthly spends of Rs. 1.5 Lakh
    • 60 EDGE reward points per Rs. 200 spent on Travel EDGE portal up to cumulative monthly spends of Rs. 2 Lakh
    • 35 EDGE reward points per Rs. 200 spent on Travel EDGE portal above monthly spends of Rs. 2 Lakh
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