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IDFC CREDIT CARD

IDFC FIRST Millennia Credit Card

IDFC-First-Millennia-Credit
  • Joining Fee

    Nil

  • Renewal Fee

    Nil

  • Best Suited For

    Movies | Shopping

  • Reward Type

    Reward Point

  • Welcome Benefits

    5% cashback on first EMI spend up to Rs. 1,000 and additional welcome gift vouchers worth Rs. 500 on spending Rs. 5,000 within 30 days of card generation

  • 25% discount on movie tickets up to ₹100 on Paytm mobile app (valid once per month)

  • 4 complimentary Railway lounge visits per quarter

  • Complimentary Roadside Assistance worth ₹1,399

  • Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹200/month
  • Monthly Income Rs. 25,000
  • Cibil Score 750 +
  • Age 21-65
  • Joining Fee

    Rs. 4,999 + GST

  • Renewal Fee

    Rs. 4,999 + GST

  • Best Suited For

    Travel

  • Reward Type

    Reward Point

  • Welcome Benefits

    Complimentary class upgrade voucher and 1 premium economy flight ticket voucher for Air Vistara

  • Get 6 CV Points on every Rs.200 you spend up to Rs.1 lakh per statement cycle. 
  • Get 4 CV Points on every Rs.200 you spend up to Rs.1 lakh per statement cycle. 
  • Get 1 CV Point on every Rs.200 you spend on utility, fuel, rent, wallet load, and insurance. 
  •  
  • Monthly Income Rs. 30,000
  • Cibil Score 710 +
  • Age 21-65
  • Joining Fee

    Nil

  • Renewal Fee

    Nil

  • Best Suited For

    Movies | Shopping

  • Reward Type

    Reward Point

  • Welcome Benefits

    Gift vouchers worth Rs. 500 from popular brands on spending over Rs. 15,000 within 90 days and a 5% cashback on the first EMI transaction made within the first 30 days.

  • Buy One, Get One’ offer on movie tickets up to ₹250 on Paytm mobile app (valid twice per month)
  • 300+ Brand Offers, All year long! | Up to 20% discount at 1500+ restaurants
  • 2 complimentary domestic airport lounge and spa visits and 2 complimentary overseas airport lounge visits per quarter, on spending ₹20,000 every month.
  • Up to 2 complimentary golf rounds per month activated post ₹20,000 monthly statement spends

  • Monthly Income Rs. 300,000
  • Cibil Score 750 +
  • Age 21-65
  • Joining Fee

    Nil

  • Renewal Fee

    Nil

  • Best Suited For

    Travel | Shopping

  • Reward Type

    Reward Point

  • Welcome Benefits

    Vouchers worth Rs. 500 on spends of Rs. 15,000 within 90 days of card issuance. Also, get a 5% cashback on EMI transactions (up to Rs. 1,000) within 30 days of card issuance.

  • Buy One, Get One’ offer on movie tickets up to ₹125 on Paytm mobile app (valid twice per month)
  • 300+ Brand Offers, all year long! | Up to 20% discount at 1500+ restaurants 
  • 2 complimentary Domestic airport lounge visits per quarter, on spending ₹20,000 every month.  
  • 4 complimentary railway lounge visits per quarter

  • Monthly Income Rs. 100,000
  • Cibil Score 750 +
  • Age 21-65
  • Joining Fee

    Rs. 199 + GST

  • Renewal Fee

    Rs. 199 + GST

  • Best Suited For

    Fuel

  • Reward Type

    Reward Point

  • Welcome Benefits

    Welcome benefits worth ₹2250

  • ₹250 cashback on 1st HPCL fuel transaction of ₹250 or above*
  • 5% cashback (up to ₹1,000) on the transaction value of 1st EMI conversion*
  • ₹1000 discount on Zoomcar rentals
  • Discount up to 50% on Domestic and International Rental Cars with Eco Rent A Car and Europcar
  •  
  • Monthly Income Rs. 25,000
  • Cibil Score 700 +
  • Age 21-65
  • Joining Fee

    Nil

  • Renewal Fee

    Nil

  • Best Suited For

    Travel | Shopping

  • Reward Type

    Reward Point

  • Welcome Benefits

    Get a welcome gift voucher worth Rs. 500 on spending Rs. 15,000 or more within the first 90 days. Also, get 5% cashback on the value of your first EMI transaction done inside 90 days of card generation.

  • 10X Reward Points on incremental spends above ₹20,000 per month and spends done on your birthday
  • 3X Reward Points on applicable online & offline purchases for spends up to ₹20,000 per month
  • Unlimited Reward points that never expire

  • Use Reward points to instantly pay for online or in-store purchases

  • 1X Reward Points on Insurance premium payments and Utility bill payments

  • Monthly Income Rs. 25,000
  • Cibil Score 700 +
  • Age 21-65
  • Joining Fee

    Rs. 50,000 + GST

  • Renewal Fee

    Rs. 50,000 + GST

  • Best Suited For

    Movies | Travel | Shopping

  • Reward Type

    Reward Point

  • Welcome Benefits

    200,000 Reward Points worth Rs. 50,000 and a complimentary Taj Epicure membership.

  • get 6X Reward Points on online spends and
    3X Reward Points on offline and rental spends.
  • Get 10X Rewards on your Birthday spends
  • 25% bonus Reward Points for
    all Rewards donated towards a cause. 1X = 1 Reward Point per ` 100 spent | 1 Reward Point = `0.25
  • Monthly Income Rs. 25,000
  • Cibil Score 750 +
  • Age 21-65
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